Low Interest Credit Card Offers

Looking for a low interest credit card offer, in that case you will find the best offer on this page. Search our best credit card offers listed below and apply online when you find a card that fits your needs. The main advantage to using a low interest credit card is that the card has either a very low introductory APR or a low fixed rate APR. You find the most popular cash back credit cards from e.g. Chase, American Express, Visa and Discover.To assist you in your search for a suitable low interest credit card we let you sort the credit card listing below by either Introductory APR or Regular APR. Simply click the corresponding links. To apply online for the low interest credit card of your choice, click the "Apply Here" button.

All Low Interest Credit Card Offers


When trying to find the best offer for you, compare all available cards in this listing. Please note that there might be several pages of low interest credit cards in this listing (see the next "Next>>" symbol at the bottom of the page).


 Chase Platinum Visa® Card

Chase Platinum Visa Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Blue from American Express®

American Express Blue

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As Low As 7.99%* None*

  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Discover® More(SM) Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 9.99%* None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Chase Flexible Rewards Platinum Visa® Card

Chase Flexible Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Miles by Discover® Card

Discover Miles

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*


 Blue Sky from American Express

American Express Blue Sky

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* as low as 9.99%* None*

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.


 Discover® Motiva(SM) Card

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 One from American Express®

American Express One

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* As Low as 10.99%* $35*

  • No Pre-Set Spending Limit
  • Get $50 after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.


 Clear from American Express®

American Express Clear

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
  • Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time 
  • No annual fee and 0% intro APR for up to 12months.
  • World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection.
  • Express Approval. Get a decision inless than 60 seconds.


 Chase TravelPlus Visa® Card

Chase Travel Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 14.99%* None*

     
  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Annual rewards fee of $29
  • Redeem for airline tickets, cash, gift cards and more!
  • Intro 0% Fixed APR for up to 12 months


 IN: CHICAGO® Card from American Express

American Express IN:Chicago

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
  • 0% APR for 6 months
  • No Annual Fee


 IN: LA® Card from American Express

American Express IN:LA

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
  • 0% APR for 6 months
  • No Annual Fee


 IN: NYC® Card from American Express

American Express IN:NYC Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York. 
  • 0% APR for 6 months
  • No Annual Fee


 Discover® More(SM) Card - Clear

Discover Clear

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Pulaski Bank Visa Gold

Pulaski Bank Gold Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 8.00%* None*

  • 8.00% APR
  • Low Rate
  • No Annual Fee
  • 0% Balance Transfers


 Chase Platinum MasterCard®

Chase Platinum MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

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This section will help you find the low interest credit card offer that is best for you. Do you, like two thirds of all credit card holders, usually carry a balance on your credit card from one month to the next? If so, you are not getting the benefit of the grace period offered by most credit card issuers and a low interest credit card offers might be more appropriate for you. However, you should always use credit wisely. Even low interest credit cards can be an expensive way to borrow.

Another option you might want to consider is to transfer your high interest debts to a low interest bank or a low interest credit card. What you do is just to apply for a low interest credit card and then pay off the old balances with a cash advance. Please review our Balance Transfer Credit Cards listing to find our best credit card offers for this category.


Glossary
Relevant Terms: Introductory APR - Annual Percentage Rate

Related articles:
Finding the Card That Is Right for You
Qualifying For a Credit Card

The details for these offers may have changed. Please check the individual online credit card application for updated and complete terms and conditions of offer. Click the "Apply Here" button to review the credit card terms and conditions on the credit card issuer's web site. All credit card information offered on Creditrunner.com is presented without warranty. However, strong efforts are made to maintain accurate information.